Meet us at eCW National · Oct 23-25
2care.ai

Insurance and revenue

Medical claims management software that files clean the first time.

Every claim built, scrubbed, filed and reconciled against what the payer paid.

Claims desk, this morning

Clean claim rate

97.8%

first pass, last 30 days

Filed today

142

137 accepted on 277CA

Dollars in flight

$68,410

filed, not yet paid

Underpayments flagged

6

$1,184 below contract

Where today's claims are

Paid and postedAccepted, awaiting paymentHeld for a fixRejected at the front door

Every figure links to the claims behind it in your PMS.

Clinics lose a meaningful share of revenue to claims that go out wrong, get paid short, or never get looked at again. Clean claims and full reconciliation stop that leak at the source.

Scrubbed

against payer rules before anything is filed

Every line

of the remittance reconciled

Claim scrubbing

Every claim is checked against payer rules before it leaves.

Claim scrubbing runs on each claim as it is built, not as a batch at the end of the week. Anything that fails is held with the reason attached.

Payer rules, not generic editsA rule that only applies to one Medicare Advantage plan is checked only on claims going to that plan.
Held claims say whyA claim that fails is parked with the specific rule it broke and the field to change, so the fix takes a minute instead of a search.
Coding stays with your codersIf the documentation does not support the level billed, the claim is flagged for review. It is never quietly recoded.

CLM-48213 · Maria L. · 99214-25, 90471

Modifier 25 on the E/M lineWorking
Diagnosis supports level billedWorking
Auth number attachedWorking
Payer order confirmedWorking
Timely filing windowWorking

Result

Clean, ready to file

All five checks passed. Queued for the 837P batch at 2:00 pm.

From the visit to the bank

One claim, followed through seven handoffs.

CLM-48213 lifecycle

  1. 1PMS

    Charge captured

    Checkout, Mon 10:42

  2. 22care

    Built

    Codes, modifiers, auth

  3. 32care

    Scrubbed

    5 of 5 rules passed

  4. 4EDI

    Filed 837P

    Batch 2:00 pm

  5. 5EDI

    Accepted 277CA

    Tue 06:15

  6. 6835

    Paid

    $148.32 on day 14

  7. 7PMS

    Posted 835

    Lines reconciled

Typical commercial payment lands 14 to 30 days after a clean submission.

Built from the charge

The claim starts from the charges posted at checkout, with the visit's codes, provider, location and payer details pulled in.

Filed and acknowledged

Clean claims go out as 837P files. The 277CA that comes back is read line by line, and a front-end rejection is fixed and refiled the same day.

Paid and posted

When the 835 arrives, payment and adjustments are written against each line in your PMS, and the patient's share moves to their balance.

The difference

The same week of claims, two ways.

Nothing on the left is careless. It is what happens when one biller has 600 claims and the same eight hours as everyone else.

Worked by hand

Worked by 2care

When errors are caught

When the rejection comes back, days later

Before the claim is filed

Secondary claims

Filed when someone notices the primary paid

Filed the day the primary's 835 posts

Short payments

Posted as paid, difference written off

Compared with your fee schedule and flagged

Front-end rejections

Found in a clearinghouse report nobody opens

Read from the 277CA, fixed and refiled

What your biller spends the day on

Keying, posting and checking

Coding questions, appeals and payer disputes

Remittance posting

Payments posted line by line, with the gaps called out.

Remittance posting is where short payments hide. Each 835 line is matched to the line billed and checked against what your contract says the payer owes.

Adjustments read, not just totalsCARC and RARC codes are kept with each line, so a CO-45 contractual write-down is treated differently from a PR-2 coinsurance amount.
Variance against your fee scheduleIf the allowed amount comes in under the contracted rate, the line is flagged with the expected figure beside the paid one.
Patient share goes where it belongsDeductible, coinsurance and copay amounts post to the patient balance, ready for a statement or a payment link.

835 posting · Commercial PPO · check 0041872

LineStatus
99214-25Working
90471Working
90686Working
99396Working
36415Working

99396 allowed $141.20 against a contracted $163.00. Sent to billing with the contract line.

Who decides what

The paperwork moves on its own. Judgement calls do not.

Claims touch coding and contracts, and both carry compliance weight. 2care handles the volume and leaves the decisions that need a licence or a signature with your team.

2care does

  • Build claims from posted charges and visit details
  • Run payer rule checks and hold anything that fails
  • File 837P claims and read every 277CA
  • Post 835 remittance and reconcile each line
  • File the secondary claim once the primary pays
  • Flag underpayments with the contracted figure attached

Your billing team decides

  • Changing a code or level the provider documented
  • Writing off a balance without an approved reason
  • Accepting a payer's short payment as final
  • Billing a service the chart does not support

Every hold, flag and write-off request shows the rule or remittance line behind it, so a reviewer can agree or overrule in one click.

After the primary pays

Secondary claims go out the day the first plan settles.

Secondary balances are the easiest money to leave behind, because nobody is waiting on them. Here they are filed automatically with the primary's payment data attached.

James O. · visit 09/03 · two plans

  1. Primary filed

    837P09/03

    Commercial PPO, $240.00 billed

  2. Primary paid

    83509/19

    $141.20 allowed, $112.96 paid, $28.24 coinsurance

  3. Secondary built

    09/19

    Primary payment and adjustments attached

  4. Secondary filed

    837P09/19

    State Medicaid, $28.24 requested

  5. Awaiting secondary payment

    277CA09/20

    Accepted on 277CA, status check set for day 21

  6. Patient statement

    Held until the secondary settles

Primary payment data carried overThe secondary claim includes what the first plan allowed, paid and assigned to the patient, which is what the second payer needs to process it.
Order comes from coordination of benefitsIf the payer order was confirmed at check-in, the secondary is already known before the primary ever pays.
Patient billed lastThe patient statement waits until both plans have paid, so nobody gets a bill for an amount their second plan was about to cover.

See it work

The call your billing team keeps putting off

A pending claim chased with the payer: the status, the missing records, where to send them, and a reference number logged on the claim.

Claims, plainly

Questions billing leads ask about handing over claims.

It handles a claim from the posted charge to the posted payment: building it, checking it against payer rules, filing it, reading the acknowledgment, posting the remittance and following up on anything short or stuck. 2care does that inside your existing PMS rather than in a separate billing system.

No. 2care works through the systems you already use, across 95+ integrations and EHRs. Claims are filed through your existing connection and every result is written back where your team already looks.

Clearinghouse edits mostly check format. Claim scrubbing here also checks payer-specific rules and the visit itself: whether the auth is attached, whether the payer order is right, whether modifier 25 is needed, and how many days are left to file.

No. If documentation looks thin for the level billed, or a code pairing looks likely to deny, the claim is held and flagged for your coder. The code itself only changes when a person changes it.

Each 835 line is posted with its allowed amount, payment and adjustment codes. If the allowed amount is below your contracted rate, the line is flagged as a variance instead of being written down silently.

Yes. Dental claims use CDT codes and the 837D format, with the same scrubbing, filing and posting steps. Primary care and dental are the two settings 2care is built for first.

They move straight into denial recovery, where each denial is read by its reason code and sorted into fix and resubmit, appeal, or write off with a reason your team approves.

Built for regulated healthcare, in every market we operate in

HIPAA compliant

HIPAA

United States

BAA available on request

GDPR compliant

GDPR

UK & Europe

DPA available, data hosted in the EU/UK

DPDP compliant

DPDP

India

Data residency in India

See your claims worked end to end. Book Demo.

30 minutes, on your own workflows. No commitment.

  • 95+ integrations and EHRs
  • ·Live in weeks, not months
  • ·HIPAA, GDPR and DPDP